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    How a Change in Mortgage Rate Impacts Your Homebuying Budget

    By KCM Crew | March 30, 2021

    Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares: “Since January, mortgage rates have increased […] Read More

    5 Steps to Follow When Applying for Forbearance

    By Scott Kooiman | December 21, 2020

    5 Steps to Follow When Applying for Forbearance If you’re currently feeling the stress of affording your mortgage payment, or if you know someone who is, there’s still time to get help. For homeowners experiencing financial hardship this year, the CARES Act provides mortgage payment deferral options, creating much-needed relief in these challenging times. It’s... Read More

    Craigslist Rental Scams

    By Scott Kooiman | November 10, 2020

    We often hear very sad stories about would-be renters who are scammed out of security deposits, first month’s rents, and sometimes more. One thing that is always in common – they found the “rental” on Craigslist. The most common Craigslist scam are “Cloned listings”. These scammers steal real pictures from real listings for sale and... Read More

    DR Horton Buys First Chunk of Superstition Vistas Parcel for $245.5m

    By Scott Kooiman | November 5, 2020

    DR Horton cast the winning bid in a state land auction to purchase the first 2,800 chunk of the Superstition Vistas tract just east of the Eastmark area of Southeast Mesa. The planned Superstition Vistas area is larger than Mesa, Tempe, Gilbert, and most of Chandler combined. The first parcel is 2,783 acres and borders... Read More

    Why Prices are Unlikely to Fall

    By Scott Kooiman | March 19, 2020

    Economist and housing expert Michael Orr commented on the impact of the COVID-19 virus by saying, “A number of people seem to assume that we are heading for a recession and that home prices will fall. The first assumption is quite reasonable. The second assumption is based on fear and has little analytical data to... Read More

    Why This is Not Like the Last Shift

    By Scott Kooiman | March 19, 2020

    With all of the volatility in the stock market and uncertainty about the Coronavirus (COVID-19), some are concerned we may be headed for another housing crash like the one we experienced from 2006-2008. The feeling is understandable. Ali Wolf, Director of Economic Research at the real estate consulting firm Meyers Research, addressed this point in... Read More

    Cooling/OFF: Optimizing Your HVAC System for Arizona Summers

    By Scott Kooiman | June 24, 2019

    Coming home in Arizona is a wonderful thing in the summer, especially when your air conditioning system is fully optimized and cost-efficient. The Right Temperature The right temperature is a delicate balance between your family’s comfort, the health of your system, and your financial bottom line. The lower you set your thermostat, the more you’ll... Read More

    Why A Power of Attorney Should Be Considered for Any Senior?

    By Andi Ravenscroft | December 7, 2018

    One of the MOST important documents to have in place after the age of 18, and especially in the aging journey of life, is a Power of Attorney (POA). This is a legal designation to give the authority to a chosen individual to act on your behalf as a representative in making health and financial... Read More

    Want to relive your college days? Senior living community is slated for ASU Campus

    By Andi Ravenscroft | November 2, 2018

    A senior living community will be united with Arizona State University campus life scheduled to be completed in 2020. A 20-story senior living community, with a continuum of care model, from independent living to higher levels of care.  The community will be built on the corner of Mill Avenue and University Drive in Tempe. The residents will be encouraged... Read More

    What is Medicare fall open enrollment and traditional open enrollment?

    By Andi Ravenscroft | October 6, 2018

    Medicare fall open enrollment allows for you to enroll or change your Medicare coverage. Open enrollment in the marketplace for health insurance is not the same. To qualify for Medicare, you must be 65 or older. This is not the same as Medicaid and does not have any correlation with Medicare. Below you will find... Read More